By VFranco
People often use the terms "second mortgage" and "home equity loan" interchangeably. While both take advantage of equity you have built up in your home, and a second mortgage is in fact a type of loan against your home's equity, there are significant differences. If you are looking to tap into your home's equity, it is important to understand the basic principals of...
By Zac Wassink
Credit card debt can turn into a large burden if the interest rates on your cards increase. One way to deal with this problem is to transfer your debt to other credit cards. The best credit cards for these balance transfers are cards that have a 0% APR. Even if this rate only lasts for 12, 6 or even 3 months, the 0% APR will allow you to pay off your debt without your debt growing. Go to the...
By Civita Dyer
This question is one on many people's minds these days as credit card companies and banks ask for money from the government to help them keep up financially. The short answer to this question is there is no regulation except by the credit card companies and banks who issue credit cards to their customers. Why? While we could ask the government to regulate these kinds of companies we would be ...